Your money.Everywhere.All at once.
Your money, in your words. An agent-first wallet for payments, cards, remittances and rewards — for over five million people across 190+ countries.
move?
Your money. In your words.
Ava receives the full $200. You review before anything moves.
Less tapping.
More doing.
The agent is the home screen. Say what you want to do — F8 turns your words into a clear action, with every fee shown before anything moves.
What would you like to do?
Your next move starts with a few words.
Illustrative example · No live transfer
Everything,
connected
A unified platform where every financial tool gravitates around you.
Multi-Currency Wallet
Hold, send, and receive funds across multiple currencies with instant P2P, QR, and bill-splitting.
Global Remittances
Off-ramp into 190+ countries via bank, wallet, card, or stablecoin across 90+ corridors.
Card Issuance
Virtual and physical Visa / Mastercard cards linked to your wallet — multi-currency and crypto-ready.
Payment Processing
Accept payments in-store, online, or mobile with unified settlement and real-time analytics.
Licensed & Compliant
Regulated across multiple jurisdictions, with direct banking partners in 50+ countries.
Your AI Agent
Describe your next move in plain words. Your agent prepares an action card with the amount and every fee, ready for your review.
Loyalty & Rewards
Earn points on every transaction that convert back into real money — your spend fuels your growth.
Embedded Finance APIs
White-label APIs for platforms and fintechs — wallets, payouts, cards, and compliance in one stack.
One card.
Every currency.
The F8 card is a portal to your wallet — multi-currency, no hidden FX, no credit checks. Virtual or metal. Spendable instantly, anywhere.
Perpetual
motion
Your money never stops working. Every dollar follows a continuous cycle of growth.
- 01Bank · Card · Stablecoin
Deposit
Fund your wallet by bank transfer, card, or stablecoin. Local wallets receive your payouts, rather than funding your balance.
- 02Multi-currency
Hold
Multi-currency wallet, IBAN accounts, and stablecoin storage — all under one balance.
- 03Transparent FX
Convert
Transparent FX rates with zero hidden spreads. Loyalty to fiat, stablecoin to cash, instantly.
- 04190+ countries
Move
Send to anyone, anywhere — off-ramp into 190+ countries with bank, card, or wallet payouts.
- 05Cards & Pay
Spend
Pay with virtual or physical cards, Apple Pay, Google Pay, and QR codes — wherever you are.
- 06Real value
Earn
Loyalty rewards accumulate on every transaction and convert back into real, spendable money.
Collect
global
We collect 8 currencies — with multi-currency cards — then off-ramp globally to wallets, banks, and stablecoins.
Global coverage
liveConnected to
everything
Payout directly into the mobile wallets your recipients already use — Vietnam, China, Kenya, Uganda, India, Philippines, Bangladesh, Pakistan and more.
Direct local and SWIFT payout coverage across 97 countries and territories.
The F8
Wallet
Cash, stablecoins, points and vouchers. Four kinds of value, one balance — for your everyday life and your business.
Illustrative app screens
1,250 USDTPoints
12,450Vouchers
$90
Travel · Banking · Rewards
Paid with points
Today
Yesterday
The F8
Ring
A polished way to pay. Gold or silver, made to move with you.

